Solo 401k Contribution Limits
Understand the annual limits for your Solo 401k contributions
Quick summary of contribution limits for 2024 and 2025. Select a specific year below for detailed guidelines and examples.
Under Age 50
| Contribution Type | 2024 | 2025 |
|---|---|---|
| Employee Contribution | $23,000 | $23,500 |
| Total Contribution Limit | $69,000 | $70,000 |
Age 50 and Older
| Contribution Type | 2024 | 2025 |
|---|---|---|
| Employee Contribution | $23,000 | $23,500 |
| Catch-up Contribution | +$7,500 | +$7,500 |
| Total Employee Contribution | $30,500 | $31,000 |
| Total Contribution Limit | $76,500 | $77,500 |
Age 60-63
Note: For 2025, ages 60–63 have a catch-up limit of $11,250 per SECURE 2.0
| Contribution Type | 2024 | 2025 |
|---|---|---|
| Employee Contribution | $23,000 | $23,500 |
| Catch-up Contribution | +$7,500 | +11,250 |
| Total Employee Contribution | $30,500 | $34,750 |
| Total Contribution Limit | $76,500 | $81,250 |
Detailed Year Guides
Select a year to view comprehensive contribution guidelines, including employer contributions, calculation methods, and practical examples: