Advanced Solo 401k Strategies

Once you understand the basics of Solo 401k plans, you can explore advanced strategies to maximize your retirement savings and tax benefits.

Featured Topics

Roth vs Traditional

Compare pre-tax (Traditional) and after-tax (Roth) contribution options to determine which tax strategy works best for your retirement goals.

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Solo 401k Loans

Understand how to borrow from your Solo 401k, including loan limits, repayment terms, and important considerations before taking a loan.

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Mega Backdoor Roth

Discover how to potentially contribute up to $70,000+ per year using after-tax contributions with in-plan Roth conversions.

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Why Advanced Strategies Matter

While a standard Solo 401k plan offers excellent benefits for self-employed individuals, these advanced strategies can help you:

  • Optimize your tax situation based on current and future expected tax rates
  • Access retirement funds before age 59½ without penalties in certain situations
  • Maximize Roth contributions beyond standard limits
  • Customize your retirement plan to align with your unique financial goals

Explore each topic in depth to determine which strategies align with your retirement planning needs and financial objectives.

Disclaimer: The information on this page is for educational purposes only and should not be construed as financial or tax advice. Always consult with a qualified financial advisor or tax professional before implementing advanced retirement strategies.