Rocket Dollar vs Nabers Group Solo 401k (2026)
A comprehensive comparison to help you choose between Rocket Dollar Solo 401k and Nabers Group Solo 401k
Rocket Dollar
Rocket Dollar provides a polished digital experience and excellent support for real estate investors, but comes at a premium price.
Visit Rocket DollarNabers Group
Nabers Group brings 18+ years of experience and SEC-registered advisory services to their Solo 401k offering, with strong educational resources.
Visit Nabers GroupWhen comparing Rocket Dollar and Nabers Group for your Solo 401k, you're evaluating two providers that have carved out distinct niches in the alternative investment space. Both earn solid 4.0/5 ratings, but they approach self-directed retirement accounts from different angles that matter significantly depending on your investment philosophy.
Rocket Dollar positions itself as the modern, tech-forward option with a sleek dashboard interface and direct integration with Gemini, one of the most regulated cryptocurrency exchanges. Their platform appeals to investors who want a streamlined digital experience and prefer trading crypto through established exchanges. The $600 setup fee and $480 annual cost (Gold tier) reflects their investment in technology and concierge-style support.
Nabers Group brings nearly two decades of experience to the table, operating as a registered SEC investment advisory firm—a crucial distinction that allows them to provide actual investment guidance, not just account administration. Their expertise runs deep in cold-storage cryptocurrency solutions and precious metals, serving investors who prefer holding physical assets or keeping crypto off exchanges entirely. At $499 setup and $348 annually, they deliver this specialized knowledge at a lower total cost of $847 for year one compared to Rocket Dollar's $1,080.
The fundamental question isn't which provider is objectively better—it's which approach aligns with your investment strategy. Do you value modern interfaces and exchange-based crypto trading, or do you prioritize advisory relationships and self-custody solutions? Both providers deliver quality service for alternative investments, but their philosophies differ meaningfully.
Our Rating
Pricing Comparison
| Fee Type | Rocket Dollar | Nabers Group |
|---|---|---|
| Setup Fee | $360-600 | $499 |
| Annual Fee | $360-480 | $348 |
| Monthly Fee | $30-40 | $29 |
| First Year Total | $720-1,080 | $847 |
Long-Term Cost Analysis
See how costs add up over time
| Time Period | Rocket Dollar | Nabers Group | Difference |
|---|---|---|---|
| 1 Year | $1,080 | $847 | +$233 |
| 3 Years | $2,040 | $1,543 | +$497 |
| 5 Years | $3,000 | $2,239 | +$761 |
| 10 Years | $5,400 | $3,979 | +$1,421 |
Green highlighting indicates the lower-cost option for each period.
Feature Comparison
| Feature | Rocket Dollar | Nabers Group |
|---|---|---|
Roth Contributions After-tax contributions with tax-free growth | ||
Participant Loans Borrow up to $50,000 from your plan | ||
After-Tax (Mega Backdoor) Contribute beyond standard limits | ||
Alternative Investments Real estate, crypto, private equity | ||
Checkbook Control Direct investment management |
Pros and Cons
Pros
- Modern, user-friendly online dashboard
- Trust checking account with unlimited transactions
- Strong expertise in real estate investments
- Concierge onboarding support
- Multi-account discounts for families/businesses
Cons
- Higher total costs than competitors
- Monthly fee structure adds up over time
- Domestic investments only (no international)
Pros
- In business since 2006 with proven track record
- SEC registered investment advisory firm
- Instant document preparation for loans and Form 5500-EZ
- Educational resources and community
- Investment in virtually any asset class
- Expert guidance on alternative investments
Cons
- Higher annual cost than MySolo401k
- Monthly fee structure
User Sentiment
Rocket Dollar
Mixed rating. While the interface is modern, there is a persistent thread of negative reviews regarding Silver tier support responsiveness. Users often feel forced to upgrade to Gold to get timely answers. Dependence on email support rather than open phone lines or webinars is a friction point.
Nabers Group
Rated 3/5. The long tenure commands respect, and educational content is deep. However, the user experience is described as less "slick" than Rocket Dollar or Carry, and the community aspect is less vibrant than MySolo401k.
Our Verdict
For most Solo 401k investors focused on alternative assets, Nabers Group offers the stronger overall value proposition. The combination of SEC-registered advisory services, 18+ years of specialized experience, and lower annual costs ($233 savings in year one alone) creates a compelling package. Their ability to provide actual investment advice—rather than just administrative services—proves invaluable when navigating complex alternative investments like real estate syndications, precious metals, or cold-storage cryptocurrency.
However, Rocket Dollar earns the edge for crypto-focused investors who prefer exchange-based trading. Their Gemini integration provides a seamless experience for buying, selling, and holding digital assets through a regulated exchange, complete with the modern dashboard that active traders expect. If your strategy involves frequent crypto transactions rather than long-term cold storage, Rocket Dollar's infrastructure better supports that approach.
The tie-breaker often comes down to your crypto philosophy: exchange custody versus self-custody. Nabers Group's cold-storage expertise serves the 'not your keys, not your coins' crowd, while Rocket Dollar caters to those comfortable with exchange custody for the convenience it provides. Both paths are valid—choose based on how you actually plan to invest.
Which Provider is Right for You?
Choose Rocket Dollar if:
Choose Rocket Dollar if you want a modern, app-like experience for managing your Solo 401k and plan to trade cryptocurrency through regulated exchanges like Gemini. Their platform suits tech-savvy investors who value sleek interfaces, appreciate concierge support, and prefer the convenience of exchange-based crypto investing over self-custody solutions.
Choose Nabers Group if:
Choose Nabers Group if you want professional investment guidance from an SEC-registered advisor and prefer cold-storage cryptocurrency or physical precious metals. Their 18+ years of alternative investment expertise, combined with lower costs and the ability to provide actual advice, makes them ideal for investors prioritizing self-custody and long-term asset protection.