A custom-designed retirement plan document created specifically for an employer, rather than using a pre-approved "prototype" or "volume submitter" plan from a financial institution. Non-prototype plans offer maximum flexibility but require more complex setup, higher costs, and an individual IRS determination letter to confirm qualified status.
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Non-Prototype Plan
Plan TypesThis site may contain affiliate links. We may earn a commission if you sign up through our links, at no extra cost to you. Content is for educational purposes only and is not financial, investment, tax, or legal advice. Consult a qualified professional before making financial decisions.