A Solo 401(k) plan that includes a Roth option, allowing self-employed individuals to make after-tax employee deferral contributions that grow tax-free. Unlike Roth IRAs, Roth Solo 401(k)s have no income limits for contributions. Only the employee deferral portion can be designated as Roth; employer profit-sharing contributions are always pre-tax.
Back to Glossary
Roth Solo 401(k)
Account TypesThis site may contain affiliate links. We may earn a commission if you sign up through our links, at no extra cost to you. Content is for educational purposes only and is not financial, investment, tax, or legal advice. Consult a qualified professional before making financial decisions.